BEST CREDIT CARDS FOR CHRISTMAS SHOPPING DEC 2020

Best Credit Cards For Shopping jan 2021

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Looking for the Best Credit cards in january 2021 for Christmas shopping this year? Well this is why we are here! What a year we have had, almost like a roller coaster ride! The year began with a global pandemic which had a huge implication on everyone’s life. Everyone had to isolate themselves inside their homes to stop the spread of the virus. Since then, a whole year has passed without any one of us even realizing the amount of time we all have spent in isolation .

A New Beginning

Now, as the world starts to recover from this pandemic, people are coming out of their houses to celebrate the Christmas eve and also bring in the new year which may bring few new hopes for all of us. So, Christmas is almost here, many of us are already scrolling through shopping websites to find the best deals available around this festive season. When we talk about shopping around the festive season, we also talk about Best reward credit cards and Best cashbacks credit cards. How will you get rewards and cashback? Only if you get the right deals to start you off! And to start you off, we have brought you a list of 5 best shopping credit cards in India for 2021! This Christmas go one step extra and gift your loved ones the happiness they truly deserve this year!

Shopping credit cards are the kind of cards you need to get all kinds of offers, discounts, deals, and rewards on your shopping spree. Here’s a list of 5 shopping credit cards in India for 2021:

Amazon Pay ICICI Credit Card

BEST CREDIT CARDS FOR CHRISTMAS SHOPPING DEC 2020

Annual Fee:Nil

USP: This shopping credit card has zero annual fee

Features :

  • Amazon Prime users can avail 5% cashback on purchase at Amazon.in
  • Non- Amazon Prime users can avail 3% cashback on purchase at Amazon.in
  • You will get 2% reward points on recharges and bill payment
  • You can earn 2% cashback on 100+ Amazon Pay partner merchants
  • You will earn 1% cashback on all other payments
  • 1 Reward point = 1 Rupee
  • No cost EMI on all purchases above Rs. 3,000 for 3 and 6 months

Standard Chartered Digi Smart Credit Card

BEST CREDIT CARDS FOR CHRISTMAS SHOPPING DEC 2020

Annual Fee: INR 49

USP:This is the best Shopping Credit Card with DISCOUNT on Multiple Brands

Features:

  • Enjoy BOGO offer on INOX movie tickets on Saturday and Sunday twice a month*
  • 10% off on buying groceries online through Grofers 5 times a month (Max. discount Rs. 1,000)
  • 20% discount when shopping on Myntra up to a maximum discount of Rs. 700 once a month
  • 10% discount on Zomato 5 times in a month
  • 15% cashback on booking Ola Cab rides up to maximum cash back of Rs. 600 per month
  • Up to 25% off on Yatra for select categories*

Flipkart Axis Bank Credit Card

BEST CREDIT CARDS FOR CHRISTMAS SHOPPING DEC 2020

Annual Fee: INR 500

USP: This is the best shopping Card with co-branded benefits

Annual Fee:

  • Welcome benefits worth Rs. 3,300
  • 5% cashback on shopping with Flipkart, Myntra and 2GUD
  • 4% cashback on shopping with other Preferred Merchants
  • 1.5% cashback across all other categories
  • 4 complimentary domestic lounge visits in a year
  • 1% fuel surcharge waiver up to Rs. 500 per month

HDFC MoneyBack Credit Card

BEST CREDIT CARDS FOR CHRISTMAS SHOPPING DEC 2020

Annual Fee: INR 500

USP: This shopping Credit Card has one of the lowest Annual fee

Features:

  • Get 500 Reward Points as welcome gift
  • Earn 2X Reward Points for every Rs. 150 of Online spends
  • Earn 2 Reward Points for every Rs. 150 of Retail spends
  • Get reward points converted to statement credit (100 RP = Rs. 20)
  • Rewards are valid up to 2 years from the date of accrual
  • 1% fuel surcharge waiver on transactions above Rs. 400

SBI SimplyCLICK Credit Card

BEST CREDIT CARDS FOR CHRISTMAS SHOPPING DEC 2020

Annual Fee: INR 499

USP: With this shopping credit card You Getextra rewards on online shopping

Features:

  • 10X reward points on online spends with partner brands
  • 5X rewards on all other online spends
  • Welcome gift of Rs. 500 from Amazon
  • Cashback up to Rs. 750 on booking packages above Rs. 1,500 via Cleartrip mobile app
  • Cash withdrawal up to 80% of the credit limit
  • The expense of Rs. 2,500 or above can be converted into EMIs

Conclusion

The Christmas weekend is just around the corner and we know you are on the verge of going on a shopping spree! This is the best time cash in on all the cashbacks and rewards along with the discounts you are going to receive by shopping online. The credit cards listed above are the Best Shopping Credit cards in january 2021. So If you are looking to buy gifts online, do check out these credit cards and get one of these to grab the best deals this Christmas!

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